Medicare Advantage
Medicare Advantage, also known as Part C, is a fantastic option for many Medicare beneficiaries. Part C includes everything Original Medicare offers and can have many extra benefits such as Dental, Vision, Transportation, a limit on out of pocket costs, and more. Benefits, premiums, and expenses of Medicare Advantage Plans can range widely from plan to plan. There are Special Needs Plans, Chronic Plans, and even plans specifically designed for our Veterans. Our agents can help you find a Medicare Advantage Plan best suited for your individual needs with the intention of saving you money and providing you the benefits you need. Call us at 210-582-5843 to schedule a one on one consultation.
Medicare Supplement
Original Medicare covers 80% of all medically necessary expenses. A Supplemental Plan, also known as Medigap Plans, are designed to give our Seniors Peace of Mind by covering the 20% gap. Many people choose a Supplemental plan because of the flexibility to choose any doctor, hospital, skilled nursing facility, hospice or home
health care. A Supplemental Plan does not have a network. All Supplemental Plans must follow federal and state laws designed to protect you, and policies must be clearly identified as “Medicare Supplement Insurance”. All Medigap policies offer the same basic benefits regardless of insurance company. There are multiple Supplemental Plans to choose from. Call us at 210-582-5843 to schedule a one on one consultation.
Indemnity Plans
Indemnity is defined as security or protection against a loss or other financial burden. The 3 leading causes of death are heart attack, stroke, and cancer. Our indemnity plans are designed to provide a financial payout benefit should you experience any of these life altering events. We also carry hospital indemnity should you ever go to the hospital. Indemnity plans can help you pay the cost of hospital bills, copays, deductibles, or nursing care should you need it.
Vision & Dental
Many of our plans include Dental and Vision benefits. For those plans that don’t, we carry stand alone dental and vision plans to help brighten your smile and/or your eyesight. Plan cost and benefits vary depending on your specific needs. Call us at 210-582-5843 to schedule a one on one consultation.
Life Insurance
We offer all types of Life Insurance products such as Final Expense, Term, Whole Life, and Universal Life. What makes us different? We work with multiple insurance companies to help you choose a policy best suited for your specific needs. Life insurance has come a long way recently. Many of our policies include Living Benefits designed to provide Peace of Mind in case of tragedy, not necessarily death. Call us at 210-582-5843 to schedule a one on one consultation.
